EMI Calculator

  Why RBI policy decisions matter to every loan borrower If you are paying a home loan EMI, planning to take a personal loan, or frequently checking an  EMI calculator , Reserve Bank of India (RBI) policy decisions directly affect your money—even if you never read an RBI policy statement. Every time the RBI announces a  repo rate change or policy stance , banks quietly adjust interest rates. That adjustment flows down to your  monthly EMI, total interest paid, loan tenure, and even loan eligibility . Many borrowers notice the EMI change first and ask later,  “Why did my EMI increase?” The answer almost always traces back to an RBI policy decision. This article explains—clearly and practically—how RBI policy affects  home loans,   personal loans , and EMIs , what borrowers should expect during rate cycles, and how to make informed decisions instead of reacting blindly. Understanding RBI’s role in simple terms The  Reserve Bank of India  is Ind...